Source data
EU and U.S. cross-border cash reporting thresholds and covered examples
Sources checked
- 01European Union
Declare covered cash of EUR 10,000 or more on entry or departure. Source 1
- 02United States
File FinCEN Form 105 for covered currency or monetary instruments totaling more than USD 10,000. Source 2
The two thresholds use different currencies and different boundary wording.
EU and U.S. cross-border cash reporting thresholds and covered examples
European Commission and FinCEN guidance checked 11 November 2026. Amounts are in the stated currency or foreign-currency equivalent. Use the applicable declaration authority for your trip.
| Source | |||
|---|---|---|---|
| EU | Accompanied cash across external border | Declare at EUR 10,000 or more, or equivalent | Source 1 |
| EU | Banknotes, coins and listed bearer negotiable instruments | Include qualifying items under the European Commission definition | Source 1 |
| EU | Specified high-purity gold | Gold coins at least 90% gold and listed gold bars, nuggets or clumps at least 99.5% gold are included | Source 1 |
| EU | Unaccompanied cash sent across external border | Customs may request a disclosure for EUR 10,000 or more. If requested, file within 30 days. | Source 1 |
| United States | Currency or qualifying monetary instruments crossing U.S. border | File FinCEN Form 105 above USD 10,000 in total, or equivalent | Source 2 |
| United States | Examples of monetary instruments | The form describes qualifying bearer instruments, traveler’s checks and other items | Source 2 |