Source data
Selected bank deposit guarantee limits and temporary balance rules
Sources checked
- 01UK ordinary deposits
Up to £120,000 per eligible person per authorized firm. Source 1
- 02France ordinary deposits
Up to €100,000 per customer per covered institution. Source 3
- 03UK qualifying temporary balances
Up to £1.4 million in most cases for six months. Source 2
- 04France qualifying temporary balances
An additional €500,000 per qualifying event, generally for amounts received less than three months before failure. Source 3
Eligibility and timing determine whether the scheme applies a higher limit.
Selected bank deposit guarantee limits and temporary balance rules
Limits are in each scheme’s own currency. Protection depends on the institution, depositor, account and circumstances of the balance.
| Source | ||||
|---|---|---|---|---|
| United Kingdom | Standard eligible deposits | £120,000 | Per eligible person per authorized firm. Effective 1 December 2025. | Source 1 |
| United Kingdom | Qualifying temporary high balances | Up to £1.4 million | Most qualifying cases for six months, per eligible person per qualifying event. | Source 2 |
| United Kingdom | Eligible personal injury, disability or incapacity payments | Unlimited | Exception for qualifying temporary high balances. | Source 2 |
| France | Ordinary eligible deposits | €100,000 | Per customer per covered institution. | Source 3 |
| France | Qualifying temporary high balances | Additional €500,000 | Per qualifying event, for amounts received less than three months before failure. | Source 3 |
| France | Eligible bodily injury compensation | Unlimited | Exception to the usual temporary high balance limit. | Source 3 |