Source data
US HSA contribution ceilings and standard HDHP thresholds
Sources checked
2026
Shared scale · 0 USD to 17,400 USD
2027
Shared scale · 0 USD to 17,400 USD
Contribution amounts and plan thresholds answer separate questions. Use the coverage label to match self-only or family coverage.
US HSA contribution ceilings and standard HDHP thresholds
Dollar figures are US federal calendar-year amounts. The table shows standard limits before any age-55 catch-up or adjustment for eligibility that starts or ends during the year.
| Source | ||||
|---|---|---|---|---|
| Annual contribution ceiling, self-only | 4,400 | 4,500 | Self-only | Source 1 |
| Annual contribution ceiling, family | 8,750 | 9,000 | Family | Source 1 |
| Minimum plan deductible, self-only | 1,700 | 1,750 | Self-only | Source 1 |
| Minimum plan deductible, family | 3,400 | 3,500 | Family | Source 1 |
| Maximum plan out-of-pocket, self-only | 8,500 | 8,700 | Self-only | Source 1 |
| Maximum plan out-of-pocket, family | 17,000 | 17,400 | Family | Source 1 |